![]() Riders may be known by different names in different states, may not be available in every state and have an additional charge associated with them. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit their individual needs. They should weigh any associated costs before making a purchase. Care should be taken to ensure this product is suitable for their long-term life insurance needs. As your clients' personal situations change (i.e., marriage, birth of a child or job promotion), so will their life insurance needs. ![]() ![]() Guarantees are subject to the claims paying ability of Nationwide. Advanced IUL: Part 3 Common Misperceptions of IUL For Insurance professional use onlyĢ Disclosure Life Insurance issued by Nationwide Life Insurance Company and/or Nationwide Life and Annuity Insurance Company.
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